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Policy is driving the rising ACA premiums

If it wasn’t obvious before that the famous bill passed to make health care more affordable has done anything but, it should be now: Individual plans on the Affordable Care Act exchanges are projected to spike by about 14 percent in 2027, according to recent insurer filings. The ACA imposed a wide array of mandates on health insurance. Those mandates are expensive. To make up for the increase in costs, the ACA distributes subsidies so consumers don’t feel the impact of the increase. Many of these subsidies are “advance” subsidies that go directly from the federal government to ...

Brush up on Great Lakes beach safety

With this week predicted to be a scorcher — potentially reaching 100 today and in the 90s through Wednesday before settling back into just the 80s — the temptation will grow to cool off by taking to the water. If plans includes a visit to one of the Great Lakes in our region, the Michigan Department of Natural Resources has some advice on staying safe while enjoying an outing at the beach. “Remember the Great Lakes are large, powerful systems that hold more than 20% of the world’s fresh water. Strong currents can catch even the most experienced swimmer off guard,” the DNR ...

If you don't Love the World Cup, you haven't heard the right story

At this point, my family members are accustomed to my weird European sporting interests. Short of watching "Heated Rivalry," you can't get me into hockey, but I can give you a 15-year history of the F1 race team that was Force India. And when it comes to football, the only team I've watched ...

Miracles abound

We’ve all been there. You reach a point where the weight is too heavy and you cry out to God for help. You pray daily, you look for a sign, and … nothing. Or at least, it feels like nothing. If I’m being completely honest, there have been plenty of times in my own life where I’ve cried out to God and wrestled with a terrifying thought: Am I just screaming into a void? Is anyone actually listening? In the Reformed tradition, we talk a lot about lament, the very holy, very biblical act of telling God exactly how frustrated, lonely or overwhelmed we are. It’s okay to admit the ...

Donald Trump's wealth and power

Donald Trump is not known for his reverence for the US Constitution. But in his second term, he is doubling down on his claim from the first: that the text grants him “the right to do whatever I want as president”. This is, to put it mildly, an extremely unusual interpretation of article 2. But it is the thread that draws together the headlines dominating recent days: a spate of supreme court rulings, mostly to his benefit, and the revelation that he has raked in $2bn since returning to office, half of it from cryptocurrencies. The 927-page document released on Tuesday by the US ...