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Create a habitat for birds to thrive

As I write this, I can hear a cardinal trilling in the backyard. I don’t have to look out the open window to confirm the source of the sounds that come through it; I’ve come to recognize the songs and their singers. I know it’s the mourning dove whose cooing wakes me in the morning and ...

What Is the BRRRR method in real estate?

Investing in real estate is a popular way to build wealth over time. Real estate offers investors flexibility through various passive and active options, such as buying a share in a Real Estate Investment Trust or purchasing a fixer-upper for a bargain and flipping it for a profit. The BRRRR ...

Plan now to be able to harvest cold-season crops

If you missed out on growing a summer vegetable garden — or are enjoying homegrown produce right now and would like to extend your bounty — it’s time to start planning. In most temperate regions, the window of opportunity for growing cool-season crops is opening. Take advantage, and ...

5 common ailments in vegetable gardens and how to treat them

You started seeds in spring and watched as they sprouted, then watered, fertilized and even staked plants as they grew, while visions of summer salads, grilled vegetables and homemade pickles danced in your head. Then one day, black blotches, yellow-spotted leaves and mushy bottoms showed ...

Average long-term US mortgage rates bounce back up to 5.51%

WASHINGTON — Average long-term U.S. mortgage rates were back up this week, just as the latest government data shows inflation has not slowed, meaning the Federal Reserve is almost certain to raise its benchmark borrowing rate later this month. Mortgage buyer Freddie Mac reported Thursday that the 30-year rate rose to 5.51% from 5.30% last week. One year ago the average 30-year rate was 2.88%. The average rate on 15-year, fixed-rate mortgages, popular among those refinancing their homes, rose to 4.67% from 4.45% last week. A year ago, the rate was 2.22%. The Federal Reserve raised ...

Not an all-or-nothing proposition: Embracing native plants can still be incorporated into conventional garden

As home gardeners become more educated about the role native plants play in the ecosystem — and their importance to pollinators, wildlife and humans — many are turning to “rewilding.” The term refers to a landscaping approach that depends on the use of native plants to sustain insects, bees, birds and butterflies. In embracing the movement, these gardeners are eliminating their lawns, replacing exotic species with native plants, forgoing fall cleanups to preserve food and shelter for overwintering birds and insects, and transforming their properties into habitats. Others, ...