PAT JOHNSON Negaunee “Budgeting”

KURTIS JOHNSON Negaunee “Managing money. I had to learn that the hard way.”

EMILY PRATT Marquette “Using crosswalks.”

SARAH DERWIN Gwinn “Driving on freeways. When I went to college my dad took all the backroads to Grand Valley, it took us like 10 hours.”

ELLEN SUNBERG Palmer “Being on my own, paying bills, being on time, I basically had to teach myself how to do those things.”

STEPHAN SUNBERG Palmer “Being a parent.”