MARQUETTE — As tax refunds begin arriving in bank accounts across Michigan, the Michigan Education Trust is encouraging families to consider putting a portion of that refund toward one of the most meaningful long-term investments they can make — their child’s education.

For many families, a tax refund represents one of the largest lump-sum payments they receive all year, making it an ideal opportunity to start or add to a college savings plan.

That’s exactly what one Saginaw County mother plans to do this year.

Jessica, a mother of two young children, says education has always been a top priority for her family. Despite navigating a difficult divorce, she is determined to create stability and opportunity for her children’s futures. Jessica asked that only her first name be used to protect her family’s privacy during the ongoing divorce.

“I want my kids to have options when they grow up,” Jessica said. “Education opens doors, and I don’t want finances to be the reason they can’t walk through them.”

Jessica plans to use part of her tax refund to open two MET accounts — one for each child — so she can begin locking in future tuition costs now.

“I may not be able to do everything at once, but I can start,” she said. “Using my refund to invest in their future just feels like the right decision.”

MET is Michigan’s prepaid tuition savings program, allowing families to purchase future college tuition at today’s prices. Funds can be used at Michigan public universities, community colleges and trade schools, as well as many private and out-of-state institutions.

Opening a MET account is more accessible than many families realize after recently MET lowered its minimum contribution to just $25. Additional contributions can be made at any time in any amount $25 or more to help families meet their budget and goals.